Paul Clitheroe AM - Chair

Paul Clitheroe is one of Australia’s leading media commentators on financial issues and is renowned for his ability to explain complex money issues in plain English. His books have sold more than 600,000 copies. Paul is also the chair of the Australian Government Financial Literacy Board.

Paul is Chairman of Money magazine and of the youth anti-drink driving body, RADD (Recording Artists, Actors & Athletes Against Drink Driving). He is also Chairman of InvestSMART, Chairman of Monash Absolute Investment Company, and is a Director of the Sydney University Medical Foundation. In 2012, Macquarie University appointed Paul as Chair of Financial Literacy.

He is a professor with the School of Business and Economics. In 2008, Paul was appointed a Member of the Order of Australia (AM) in the Queen’s Birthday Honours for service to the financial sector through the promotion of financial literacy, and to the community.


Dana Beiglari - Director

Dana is a Senior Solicitor in the Consumer Law practice group at Legal Aid NSW. Her team of 10 solicitors assists some of the most vulnerable people in NSW to access their consumer protection rights in credit and insurance matters. She is a passionate advocate for social justice and financial inclusion. Dana currently represents Legal Aid NSW on several forums, including the newly formed AFCA Consumer Advisory Panel, the ASIC Consumer Advisory Panel, the NSW Financial Inclusion Network and the Thriving Communities Partnership. Dana has provided a consumer advocate perspective in a number of public inquiries, including the Financial Services Royal Commission and the  Senate Inquiry into Resolution of Disputes with Financial Service Providers within the Justice System.

Dana started her career as a lawyer at the commercial law firm, Allens.


Robert Brown AM - Director

Robert is an Air Commodore in the Royal Australian Air Force and Chair of the Australian Defence Force Financial Services Consumer Centre. He has been a driving force behind the ADF’s work in financial capability education since the Centre was launched by the Minister for Defence in 2006.

Robert is a graduate in Economics from Sydney University and a Fellow of Chartered Accountants Australia & New Zealand. He has had over 30 years experience (much of it self-employed) in the accounting profession and in the wider financial services industry, especially in the areas of financial advice and superannuation. Throughout that time he has had a particular interest in policy aspects of superannuation and ethics in the financial services industry. 

 He writes extensively about the financial services industry, especially through journals such as “Professional Planner”. He authored a monthly column on superannuation, financial services and ethics in “Charter” (the professional journal of the Institute of Chartered Accountants in Australia) for over 30 years from 1981. In 2006, he authored a key policy paper for Chartered Accountants Australia New Zealand titled “Reinventing Financial Planning” which examines the industry’s structure, the consequences of conflicts of interest and recommendations for permanent and genuine ethical reform.

In 1994, Robert was the Conference of Major Superannuation Funds’ inaugural Trustee of the Year. He has held a range of honorary offices in his professional body, Chartered Accountants Australia New Zealand, including serving on the national board and chairing the National Financial Planning and Superannuation Committees. 

Robert is a member of the Australian government’s Financial Literacy Board and ASIC’s Consumer Advisory Panel


Elaine Henry OAM - Director

Since stepping down from her Executive career – as CEO of The Smith Family 1998-2010 and Executive Director of the Cancer Council (NSW) 1985-1997 – Elaine Henry has concentrated on her Non-Executive Directorships. Elaine currently Chairs the National Breast Cancer Foundation and the Australian Research Alliance for Children and Youth and is a Member of the Australian Government’s Financial Literacy Board, the Vice-Chancellor’s Advisory Board at the University of Technology Sydney, the Early Start Advisory Board at the University of Wollongong and the Advisory Council at the Centre for Social Impact at the University of NSW.

Elaine has served on a wealth of boards at the state, national and international levels. For example, as part of a social movement from 2000 onwards she was a founding member of Social Ventures Australia, inaugural chair of Nonprofit Australia Ltd, director of the Australian Social Innovation Exchange and deputy chair of the Community Council for Australia.

Her many government appointments included chairing the Australian Government’s Stronger Families and Communities Partnership, being a member of the Prime Minister’s Community Business Partnership and of the Australian Statistics Advisory Council.

Elaine was awarded a Medal in the Order of Australia for her work in cancer control in 1994, an honorary Doctorate of Letters from UNSW in 2006 and a Lifetime Achievement Award from Research Australia in 2008. She was selected as one of 50 Australian women to be profiled in the 2000 Businesswomen’s Hall of Fame and recognised as one of the Australian Financial Review’s BOSS True Leaders in 2001, 2004, 2007 and 2010. She is a member of Chief Executive Women.


Effie Zahos - Director

Effie Zahos is one of Australia’s leading personal finance commentators with more than two decades of experience in consumer finance topics including banking, finance and property. She has a knack for making money matters simple.

As Bauer Media’s Finance Editor she is responsible for integrating financial capability across a portfolio of leading brands including The Australian Women’s Weekly, Elle, Real Living and Harpers Bazaar.

Effie is best known for her role as the editor of Money magazine, having helped establish it in 1999. Her initiative of having an awards issue – the Best of the Best – was groundbreaking at the time and continues to be relevant 19 years on. 

She’s also a regular on Channel 9s Today show and radio stations across Australia as a money expert.

Effie is also author of a children’s financial literacy book, The Great $20 Adventure and A Real Girl’s Guide to Money: From Converse to Louboutins.

She has a degree in Economics from the University of Queensland.


Caroline Stewart - CEO

Caroline is a philanthropic leader with over 25 years of corporate, legal, governance and not-for-profit experience. Caroline most recently led the UBS Australia Foundation, a corporate private ancillary foundation. She has worked with multiple stakeholders across the community, corporate, government and charity sectors. Caroline brings to Ecstra her professional skills, experience, networks and a strong belief that gains in financial wellbeing will only be effective if matched with a commitment by financial service providers to treat consumers fairly and equitably.

Caroline is a Council Member of Philanthropy Australia, and is on the Audit & Risk Management Committee. Other current board commitments include WAGEC (Women and Girls Emergency Centre, Redfern), and Deputy Chair of Lenity Australia, a PAF focused on vulnerable women and children in Australia and the Asia Pacific. She has volunteered and worked on a pro bono basis with many community organisations. Caroline holds a BA (Syd Uni), is admitted as a Solicitor in NSW and ACT and completed the AICD Company Directors Course.


Kate Wilson - Grant Manager

Kate has over 10 years’ experience in the NFP sector and brings extensive project, stakeholder, and grants management experience to Ecstra. Her professional background includes funding program management, fundraising and awareness campaigns, and partnership management, with a general focus on health and wellbeing. Kate has worked closely with dozens of organisations across Australia and is keenly interested in bringing people together to share stories and knowledge and make a real difference to individuals, families and communities.